Assistant Professor of Finance
Room: G-204 (Chydenia 2nd floor)
Office hours: by appointment
Tel: +358 50 591 9589
Email: karolin.kirschenmann [at] aalto [dot] fi
Curriculum Vitae (pdf)
Empirical corporate finance, empirical banking, financial intermediation, financial institutions
“The relation between borrower risk and loan maturity in small business lending”, 2012, Journal of Business Finance and Accounting 39, 730-757. With Lars Norden.
“Microfinance commercialization and mission drift”, 2012, Swiss Journal of Business Research and Practice 66, 340-357. With Martin Brown and Benjamin Guin.
“Credit rationing in small business bank relationships”, working paper.
“Bank funding, securitization and loan terms: Evidence from foreign currency lending”, working paper. With Martin Brown and Steven Ongena.
“Funding vs. real economy shock: The impact of the US financial crisis on small firms' credit availability”, working paper. With Gunhild Berg.
“Microfinance banks and household access to finance”, working paper. With Benjamin Guin and Martin Brown.
“Foreign-currency loans in Eastern Europe: Borrower pull or bank push?” (with Martin Brown and Steven Ongena), www.voxeu.org, Sep 13, 2010
“Fremdwährungskredite in Osteuropa: kunden- oder bankgetrieben?” (with Martin Brown and Steven Ongena), www.oekonomenstimme.org, Sep 17, 2010
External consultant for the Independent Evaluation Department, KfW Development Bank, Frankfurt/Germany, September 2008 - present
Corporate Finance, lectures